The cost of education in the U.S. is on the rise. In addition, the National Center for Education Statistics reports that only 12.8% of undergraduate students receive private grants. These facts illustrate how difficult it is for many students across the nation to afford basic necessities, such as textbooks and transportation. let alone tuition. In our coverage of personal finance, we've discovered how these issues have far reaching effects on an individual's financial well being. Oftentimes, they continue to be a burden well after graduation. That's why ValuePenguin is offering a $2,000 scholarship to eligible undergraduate students in the U.S. To be considered for the scholarship, submit a 500 to 750 word response (for a total word count of 1,000 to 1,500) to each of the following two questions: 1) What is a non-essential item or activity you splurge on regularly in college? How much do you think you have spent on it since starting college and do you think it's worthwhile? 2) If you had to teach a personal finance class to college students, what are the top three topics you would cover and why?