Your Expected Family Contribution is the amount your family will be expected to contribute toward your college costs. Colleges use the EFC to determine how much financial aid you are eligible for and to develop your financial aid package.
Once you know your EFC, you can estimate the amount of financial aid you are eligible for at any college: Simply subtract your EFC from the college's total cost of attendance. Once you know how much financial aid you may receive, you can begin to compare the cost of attending different colleges.
You may be surprised at what you learn! College A may cost more to attend than College B — but you may be eligible for more financial aid at College A, making it as affordable as College B!
Have you received a Personal Invitation to apply for a Student Credit card?
Learn how to qualify for a Personal Invitation to apply for a Student Credit Card
1st Financial Bank believes students who pick colleges wisely will also want to learn how to use credit cards wisely.
COLLEGEdata Dollars (CD$) are points you earn by completing certain COLLEGEdata activities. The maximum number of CD$ you can redeem is 5000. Once you have earned at least 2500 CD$, you can redeem them for $25, which will be provided to you on a Loyalty Card, and once you earn another 2500 CD$, you can redeem those CD$ for a second $25, which will also be provided to you on a Loyalty Card.
Complete certain COLLEGEdata activities (for example, signing up, starting your Admissions Profile, searching for colleges, calculating your chances for admission, searching for scholarships, updating your Profile with your admission decisions). Each activity is worth a specific amount of points (CD$). You can redeem the points you earn for U.S. Dollars that will be issued to you in the form of a 1st Financial Bank USA Loyalty Mastercard®.
You can earn CD$ by completing certain COLLEGEdata activities. As soon as you sign up and activate your COLLEGEdata account, explore COLLEGEdata and begin completing COLLEGEdata activities to earn points.
Here is a full list of COLLEGEdata activities for which you may earn CD$ and the number of CD$ you can earn by completing each activity.*