Scholarship Basics - COLLEGEdata - Pay Your Way
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Scholarship Basics

Scholarships are not just for high-flying academic achievers or exceptionally needy students. Find out how you might qualify!

College scholarships range from a few hundred dollars to "full" scholarships that pay all college expenses. You can get them from your college, the government, and private providers.

Qualifying and Applying for Scholarships

Although decent grades are usually important, leadership, talent, and community service are often just as critical. You can win awards based on your major, career plans, city or state residence, heritage, your commitment to military service, and more. Your financial need may also be a consideration.

Some scholarships have simple application procedures, such as writing a short essay. Others require nearly as much paperwork as a college application. Weigh the potential reward carefully against the time you can spare to apply.

Winning Scholarships Offered by Your College

Check with the admissions and financial aid offices at your target colleges. They can tell you how to apply for scholarships, and what the requirements are. Applying may be as simple as checking a box on your college application form or as complex as an entirely separate screening process.

Some college-based scholarships are specialized. If you know your major, check with the relevant department to find out about scholarships in your field. If you are interested in an athletic scholarship, be aware that they are awarded through the NCAA sports recruiting process.

Winning Scholarships Offered by Outside Providers

Thousands of scholarship sponsors look for students to award every year. In almost all cases, you must apply or get nominated, and compete with other applicants. Here are some organizations which commonly offer scholarships:

  • Local businesses, including your parents' employers
  • Religious groups
  • Unions
  • Chambers of commerce
  • Clubs, foundations, and associations
  • City, county, and state education offices
  • Your high school and school district

Local scholarships are often easier to win. There may be less competition for scholarships offered by sponsors in your community. Check with your high school counselor, library, and chamber of commerce.

What's Next?

Note: Financial information provided on this site is of a general nature and may not apply to your situation. Contact a financial or tax advisor before acting on such information.

For Students Age 18 and Older

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COLLEGEdata Dollars are
points you earn by
completing certain
COLLEGEdata activities

Ways to earn
COLLEGEdata Dollars:

  • Complete your Admissions Profile.
  • Add colleges to your College Choices.
  • Update your Admissions Statuses.
  • Use the College Match tool.

What are COLLEGEdata Dollars (CD$)?

COLLEGEdata Dollars (CD$) are points you earn by completing certain COLLEGEdata activities. The maximum number of CD$ you can redeem is 5000. Once you have earned at least 2500 CD$, you can redeem them for $25, which will be provided to you on a Loyalty Card, and once you earn another 2500 CD$, you can redeem those CD$ for a second $25, which will also be provided to you on a Loyalty Card.

Earn points and redeem them for
U.S. Dollars

Complete certain COLLEGEdata activities (for example, signing up, starting your Admissions Profile, searching for colleges, calculating your chances for admission, searching for scholarships, updating your Profile with your admission decisions). Each activity is worth a specific amount of points (CD$). You can redeem the points you earn for U.S. Dollars that will be issued to you in the form of a 1st Financial Bank USA Loyalty Mastercard®.

How do I earn COLLEGEdata Dollars?

You can earn CD$ by completing certain COLLEGEdata activities. As soon as you sign up and activate your COLLEGEdata account, explore COLLEGEdata and begin completing COLLEGEdata activities to earn points.

Here is a full list of COLLEGEdata activities for which you may earn CD$ and the number of CD$ you can earn by completing each activity.*

Activity
CD$
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Check your CD$ Dashboard at the bottom of the page to view your CD$ balance, find other activities that you can complete to earn CD$, and redeem the CD$ you have earned for U.S. Dollars.