Points for this activity were reversed because you removed the college from your Data Locker.
Points for this activity were reversed because you removed the scholarship from your Data Locker.
Points for this activity were reversed because you removed data to start your Admissions Profile.
Points for this activity were reversed because you removed data to start your College List.
Points for this activity were reversed because you removed SAT or ACT scores from your Admissions Profile.
Points for this activity were reversed because you removed application details from your Admissions Profile.
Points for this activity were reversed because you removed activities and awards from your Admissions Profile.
Points for this activity were reversed because you removed your weighted GPA from your Admissions Profile.
Points for this activity were reversed because you removed data to complete your Admissions Profile.

It's Cool to Save

There's nothing like cash in the bank. It's easy to imagine what it can buy. But imagine what you can afford if you save some of it up. Take steps to make your wish list come true!

Get a Certificate (of Deposit)

One financial tool is the certificate of deposit (CD). At most banks the minimum deposit is $500 or $1,000. You will normally receive a CD's higher interest rate if you leave your money in the account for a longer period of time. For instance, a 12-month CD typically earns a higher rate than a six-month CD. If you get an early start in your savings, you may want to invest in a 24-month or even a five-year CD, which pay higher still. The actual rates will vary, so check around for current rates.

Saving for Yourself

Another possibility is the familiar savings account. Check around for the best interest rate on that type of account as well. As with some interest-bearing checking accounts, the higher your deposit (or minimum daily balance), the better interest rate you may get. An investment account that is very similar to a regular savings account is a Money Market Account. These are not FDIC-insured, but they often pay slightly higher interest and they have traditionally been very safe.

Whatever you decide, it's not too early to get into the habit of smart saving.

Information in this article is of a general nature. It is provided by COLLEGEdata for educational purposes only and may not apply to you or your situation. Please consult a financial or legal advisor before acting on such information. COLLEGEdata is a service of 1st Financial Bank USA, a provider of financial services.

For Students Age 18 and Older

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1st Financial Bank believes students who pick colleges wisely will also want to learn how to use credit cards wisely.

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COLLEGEdata Dollars are
points you earn by
completing certain
COLLEGEdata activities

Ways to earn
COLLEGEdata Dollars:

  • Complete your Admissions Profile.
  • Add colleges to your College Choices.
  • Update your Admissions Statuses.
  • Use the College Match tool.

What are COLLEGEdata Dollars (CD$)?

COLLEGEdata Dollars (CD$) are points you earn by completing certain COLLEGEdata activities. The maximum number of CD$ you can redeem is 5000. Once you have earned at least 2500 CD$, you can redeem them for $25, which will be provided to you on a Loyalty Card, and once you earn another 2500 CD$, you can redeem those CD$ for a second $25, which will also be provided to you on a Loyalty Card.

Earn points and redeem them for
U.S. Dollars

Complete certain COLLEGEdata activities (for example, signing up, starting your Admissions Profile, searching for colleges, calculating your chances for admission, searching for scholarships, updating your Profile with your admission decisions). Each activity is worth a specific amount of points (CD$). You can redeem the points you earn for U.S. Dollars that will be issued to you in the form of a 1st Financial Bank USA Loyalty Mastercard®.

How do I earn COLLEGEdata Dollars?

You can earn CD$ by completing certain COLLEGEdata activities. As soon as you sign up and activate your COLLEGEdata account, explore COLLEGEdata and begin completing COLLEGEdata activities to earn points.

Here is a full list of COLLEGEdata activities for which you may earn CD$ and the number of CD$ you can earn by completing each activity.*

Activity
CD$
×
Congratulations!
+ CD$
You just earned COLLEGEdata Dollars!
Check your CD$ Dashboard at the bottom of the page to view your CD$ balance, find other activities that you can complete to earn CD$, and redeem the CD$ you have earned for U.S. Dollars.